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Phebe Ellis-Roach
Phebe Ellis-Roach Market Leader NMLS #335849 Call Today (806) 773-0531
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Phebe Ellis-Roach
Phebe Ellis-Roach Market Leader
NMLS #335849

Want Help Developing The Right Mortgage Strategy?

Whether you’re a first-time buyer, an existing homeowner, or want to refinance to build generational wealth, my team and I can help.

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First, please select your Loan Type!
See if You're Pre-Approved Apply Online Now

Know Your Options &
Get Pre‑Approved with Our Quick & Easy Tools

Get your Pre-Approval Letter

Get your Pre-Approval Letter

Find out how much home you can afford by getting pre‑approved for your next home loan now.

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Analyze Your Refinance Options

Analyze Your Refinance Options

A few questions and we can help you crunch the numbers. Find out exactly how much money you can save or how much equity you can tap by refinancing.

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Compare Today’s Mortgage Rates

Compare Today’s Mortgage Rates

We’ll prepare an analysis of several loan scenarios to help you be more informed and make smarter decisions. Find out which individual mortgage terms make the most sense for your unique situation.

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  • Get your Pre-Approval Letter
  • Analyze Your Refinance Options
  • Compare Today’s Mortgage Rates
Secure Your Home Purchase Loan
Secure Your Home Purchase Loan
Refinance for a Smarter Wealth-Building Strategy
Refinance for a Smarter Wealth-Building Strategy
Compare Rates & Pick the Best That Works for You
Compare Rates & Pick the Best That Works for You
Get Your Loan Funded Faster
Get Your Loan Funded Faster
Evaluate Your Property
Evaluate Your Property
Get a Cash-Out Refinance
Get a Cash-Out Refinance

6 Ways We Help You Lock in Lower Rates

Let our experienced team of Mortgage Loan Originators guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan
Secure Your Home Purchase Loan
Secure Your Home Purchase Loan

Homebuying has never been more competitive! We’ll help you apply for a mortgage, compare potential loan scenarios, get you Pre-Approved, and put you on solid footing to submit your offer with confidence.

Get Started Now
Refinance for a Smarter Wealth-Building Strategy
Refinance for a Smarter Wealth-Building Strategy
Refinance for a Smarter Wealth-Building Strategy

Take advantage of today's great terms to significantly enhance your wealth-building strategy through real estate. Sometimes we can lower your payment, other times advance how quickly you’re building equity. Sometimes both! Bottom line, your home is an investment and how you manage that strategy matters greatly.

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Compare Rates & Pick the Best That Works for You
Compare Rates & Pick the Best That Works for You
Compare Rates & Pick the Best That Works for You

Interest rate isn’t the only variable in a mortgage strategy, but it’s an important one for sure. Use our rate comparison tool to understand your options and know the value of working with a trusted advisor like me!

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Get Your Loan Funded Faster
Get Your Loan Funded Faster
Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast-funding options, including remote online Closings, mean you’ll never miss out on the house you really want and save time for what’s most important in your life!

Get Started Now
Evaluate Your Property
Evaluate Your Property
Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

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Get a Cash-Out Refinance
Get a Cash-Out Refinance
Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Get Started Now

Your Home Loan Could Be
Fully Funded in under 30 Days From Now

The Value We Provide

The Value We Provide

As highly-skilled mortgage professionals, it’s our obligation to empower you with the knowledge you need to make informed decisions. Your future financial success is our top priority, so we advise on the smartest mortgage strategy for your unique financial situation.

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Clients Love Thrive

Phebe is top-notch and knows the lending industry. Cisti P.
Communication is key!! They go above and beyond. Morgan G.
Smoothest loan process ever! Thank you for your help! Kelly C.
One word that made every headache, tear, and nightmare of a process so much better for us: RETUNDA Heather B.
Phebe and her team are amazing! I know when I refer a client to her they will be taken care of. Candace O.
She was very patient with our client and assisted us everytime we needed. Shon G.
Phebe was amazing! Peter V.
Phebe and Aarica were very helpful and always there when we needed them. Gregory S R.
Phebe and Kelly did a great job and kept things rolling smoothly. Clay E.
Great communication, very timely and helpful. Thomas E.

Get started with a Customized Mortgage Scenario Report!

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