Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless
A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash.
We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our Reverse Mortgage Qualifier.
We’ll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
The Reverse Mortgage Process
Here’s how our reverse mortgage process works:
*All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change. VA loan subject to veteran's full eligibility. USDA Program is for primary residence only and Income and Geographic limits apply. Homeowners are responsible to pay property taxes, homeowners insurance and when applicable, flood insurance and HOA dues. This information was not produced by HUD or FHA and the information was not reviewed or approved by the Department or Government Agency. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It is not intended in any way as financial, tax or legal advice. Consult a professional tax adviser.
A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.
What loan programs do we offer? Easy… pretty much all of them!
You have the option to change your disbursement method at any time.